Family Loan Top Up

  • Open to existing members only

  • Borrow from £200 to £750 at 42.6% APR

  • Repay over 52 weeks

  • Do not apply unless your balance is below £300 for the first top up or £500 for subsequent top ups

  • The maximum existing balance before topping up is £300 for the first top up and £500 for subsequent top ups

    Your loan will be automatically rejected if your balance is above these amounts

  • You must have already borrowed from us and be up to date with your payments

  • The loan is granted on the basis that you transfer your Child Benefit payments to your Credit Union savings account

  • You cannot be going through a bankruptcy, Trust Deed, a Debt Arrangement Scheme, an Individual Voluntary Arrangement (IVA) or a Debt Relief Order (DRO) or Debt Management Plan (DMP)

  • Reduced rate for existing borrowers

    If you have been repaying your loan well for over 12 months we may be able to offer you a discounted rate

  • Enter the EXTRA amount you want to borrow

    For instance, if you have an outstanding balance of £300 and want to top up to £750, you should apply for £300 + £450 = £750. 

Family loan top up

How much do you want to borrow?
Enter the amount that would take your total balance to not more than £750
Over how long do you want to repay?
Your repayments are every week at
Total you will Pay:
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* THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING.